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Showing posts with label many. Show all posts
Showing posts with label many. Show all posts

Friday, September 28, 2012

How Many Words count should be there or maximum tolerable on a Resume or CV


Have you run a word count on your resume? Typically there are from 400 to 700 resume words per page depending on a few factors. Students, new graduates, and entry-level candidates with less work history often have lower total word counts. What if you have too few words or you are way over the upper end of 700?
How many words should be on a resume?
You need to be sure you have included all the skills and expertise you have that the employer is seeking. Because of font sizes, white space, layout and formatting, the count is not a critical factor. What is critical is: WHAT terms you use and if the format is reader friendly. Rather than counting your resume words you need to make sure every word counts!
Can my resume be too wordy?
Yes. Wordy is defined as: the excessive use of words. Wordy is not always a measure of the total quantity used but rather the ones chosen. Here is an example:
Managed the total and entire retail store including each and every of the 29 full and part-time new and experienced employees that were in retail sales on the floor for the store.
That is an actual statement from a resume prepared by a certified resume writer! The word count is 33. The following statement says the same thing with 27 less words!
Managed retail store with 29 employees.
Get the idea? Wordy is the use of irrelevant or unneeded terms. Statements should be concise.
Now the statement is succinct. What can be added to this example is an accomplishment. That will have far more impact than creating wordy proclamations.
Managed retail store with 29 employees and created incentive program which reduced hiring turnover by 24%.
See how much more that statement says than the original sentence? And that is still 17 words less than the first example sentence. Word quantities alone mean nothing. So your resume could be lacking in quality descriptions of your experience and accomplishments and therefore not have enough words, or include irrelevant or unneeded terms and then have too many.
What are power resume words?
These expressions impact the reader (employer) and instill a specific confidence or belief. Some are adjectives and can be used to support statements about specific skills. They often need to be accompanied by measurable results to have maximum impact. This is achieved by creating accomplishment statements.
What are resume keywords?
These terms frequently describe your knowledge, skills, and abilities though they can also have other definitions such as geographic locations, job titles, or certain employer names. They are the terms employers enter for digital scanning and use in job postings to describe the knowledge, skills, abilities, and attributes they are seeking in candidates. You need to match your skills with as many relevant keywords as you can. The three main sources for these are:
  1. the employer job description or posting
  2. the corporate culture of the employer (Usually found in communications within the company and on their publications, messages, website, social networking sites, and press releases.)
  3. industry jargon from publications, news, and the web.
What are skill words?
These expressions describe skills and sometimes abilities, talents, expertise, and other qualifications. They become resume keywords when the target employer has used them to describe what they want to see in candidates. These expressions are critical for passing document scanning and for being recognized and tagged as a viable candidate.
Can I use pronouns?
Pronouns are generally not resume words. This type of writing presents a challenge as the statements are not grammatically correct in accordance with most English education. One method of making this type of writing easier is to create your statements with pronouns and then remove them when you are done.

Is it a good idea to use big or complicated terms the employer might not know?
No. You will not impress employers by using uncommon or generally unknown language or acronyms. Look for an ordinary synonym as a replacement or eliminate a complex or difficult expression.
Are there words I should NOT USE on my resume?
Yes.

Sunday, September 23, 2012

Mobile Banking, How many times you visit your bank or wait endlessly for a phone call to get through customer care just to check your bank balance?


How many times you visit your bank or wait endlessly for a phone call to get through customer care just to check your bank balance? You need not waste your precious time for these small jobs anymore. Now you can access your bank account and conduct a host of banking transactions and inquiries through Mobile Banking service. Mobile Banking is a service that allows you to do banking transactions through your mobile phone without making a call, using the SMS / WAP facility. You can check your balance, stop a cheque payment, or even pay your utility bills. Mobile Banking service gives you account information and real-time transaction capabilities from the mobile phones anywhere, anytime. Some of the Services that are available through Mobile Banking are:
  • You can get your Balance details
  • Get last 3 Transaction details
  • Request for a Cheque Book
  • Stop a Cheque payment
  • Inquire about a cheque status
  • Request an account statement
  • Get Fixed Deposit details
  • Get Bill payment details for Electricity, Mobile phone and Telephone services
  • Pay your bills
What you have to do is:
  • Designate a particular account linked to your Cust-id as the Operative Account.
  • Balance inquiry will give you information on all accounts linked to your Customer Identification Number.
  • All other transactions will give you information on your Operative Account.
Mobile Banking through SMS
Mobile Banking with SMS is conducted through SMS codes sent to a particular number as directed by your bank. You will receive the response in the form of a text message on your mobile phone screen within a few seconds. For example to get details of your HDFC bank account you will use codes like HDFCBAL, HDFCTXN, HDFCSTM, HDFCSTP<6 digit cheque no.>, etc. for balance enquiry, last transaction details, account statement, stop cheque payment etc. respectively.
How it works?
The message sent by you travels from your mobile phone to the SMS Centre of the Cellular Service Provider, and from there it travels to the Bank's systems. The information is retrieved and sent back to your mobile phone via the SMS Centre, all in a matter of a few seconds.

Mobile Banking through WAP
Once you log onto your Bank's WAP site through your WAP/GPRS enabled mobile phone, all you need to do is enter your Cust ID and Net Banking IPIN.  Then go to the Transactions Menu after selecting your account. Select any one of the Transactions like Balance Inquiry, Mini Statement, Statement Request( A Statement of Accounts for the selected account for the current period will be mailed to your address on record with the bank), Cheque Book Request (It will be mailed to your address on record with the bank), Stop Payment, Cheque Status Inquiry(will tell you if the cheque has been paid/unpaid/stopped/invalid), Fixed Deposit Inquiry( can get information on account number, principal amount, rate of interest, maturity date and maturity amount) etc.

Who can avail Mobile Banking services ?
To avail Mobile Banking services you must have:

  • an account in a Bank that offers Mobile Banking service e.g. HDFC Bank
  • you must be a subscriber of any of the Cellular Service Providers which have tie up with your Bank
  • You have to Apply for Mobile Banking through an appropriate Application Form with your bank
  • Most of the Banks offer Mobile Banking service absolutely FREE. Although SMS Charges for outgoing messages would be charged as usual by your mobile phone Service Provider.
Mobile Banking Alerts
Some banks also provide the facility of Mobile Banking Alerts where you can get regular updates of transactions in your account as they happen. These include:
  • Credits to your account ( you choose a threshold credit amount, above which you'd like to be alerted )
  • Debits to your account  ( you choose a threshold debit amount, above which you'd like to be alerted  )
  • Cheque returned ( Get to know every time a cheque deposited in your account is returned )
In the time to come we will see more and more banks offering such services in India which will definitely make our life easier.